Our business loans

WHAT IS A WORKING CAPITAL LOAN?

Typical Working Capital Loans tend range from three to 24 months. These loans are often used for specific, shorter-term projects such as purchasing inventory, launching marketing campaigns, short-term payroll coverage or general working capital. Because these loans are not based on collateral, the money can be used as the business owner sees fit to best help their business.

A major benefit of Working Capital Loans is how easy it is to apply for a loan. Applications are usually just a single page, and tend to be very straightforward. They can be completed online, over the phone, by email or via fax. There are certain things you’ll need for non-bank lenders, including:

Your Social Security number

Your Business Tax ID

3 Months Bank Statements

Financial statements (typically for larger loan sizes $100k+)